⚡ Built for UK Tech Consultancies & SaaS Developers

AI Bookkeeping & Multi-Currency Ledger for UK Tech Consultancies

Manage developer payroll, cloud infrastructure write-offs, and recurring SLA retainers with an autonomous financial operating system built for modern engineering firms.

TrueLayer FCA Open Banking
GoCardless BACS Direct Debit
HMRC MTD-Ready VAT
Real-Time
Runway Visibility

Instant cash runway calculations based on live bank balances

100% Auto
Cloud Cost Tracking

Auto-categorized AWS, GCP, Vercel, and GitHub expenses

GBP / USD / EUR
Multi-Currency

Seamless international client billing without foreign exchange loss

Interactive Fee & Time Savings Calculator

Calculate Your Agency's Exact Savings

See how much your UK agency saves by switching from credit cards (Stripe) to GoCardless Direct Debit & AI Bookkeeping.

£20,000
£3,000/mo£50,000/mo£100,000+/mo
8 Clients
1 Client20 Clients40+ Clients
Annual Fee Savings
£3,936

£328 saved every month

Time Reclaimed
14 Hours

Saved per month on invoice chasing

Fee Comparison
Stripe (Cards):£362/mo
GoCardless BACS:£34/mo
Fee Reduction:~91% Lower
* Transparent calculation based on official published rates: GoCardless UK BACS Direct Debit (1.0% + 20p, strictly capped at £4.00 max) vs Stripe UK/Intl card processing (1.5%–2.5% + 20p).
Zero setup fees
14-day free trial
Claim Your £3,936 Savings Today

Why UK Agencies & Consultancies Choose Finviva

Autonomous financial operations built to solve the exact bottlenecks of UK service businesses.

SLA & Monthly Dev Retainers

Automate high-value monthly engineering retainers (£5,000–£20,000/mo) via Direct Debit with fee caps.

Cloud Infrastructure & Tool Tracking

Automatically categorize hosting bills, API costs (OpenAI, Anthropic), and DevOps tooling for R&D tax credit readiness.

Multi-Currency Global Client Accounts

Manage US, European, and UK clients side-by-side with dynamic currency detection and real-time conversion.

Engineered for Scale & Precision

High-throughput financial tooling designed for technical founders and engineering leadership.

GoCardless BACS

Recurring SLA Retainer Pulls

Eliminate payment friction on ongoing development contracts with automated BACS bank debits.

HMRC R&D Friendly

R&D Tax Prep Categorization

Tag software engineering expenses and cloud server expenditures for easy UK R&D tax claim preparation.

< 50ms Response

Sub-Second Real-Time API Performance

Instant Next.js 14 server components with zero lag, instant search across thousands of transactions.

CPA-Ready

Complete Double-Entry Ledger

GAAP & IFRS compliant balance sheet, trial balance, and profit & loss statements ready for your CPA.

Frequently Asked Questions

Everything you need to know about setting up UK accounting, Open Banking, and Direct Debit retainers.

Q: Can I use Finviva for R&D Tax Credit record-keeping?

Yes. Finviva categorizes technical contractor costs, hosting infrastructure, and specialized software tools so your accountant can easily export eligible qualifying expenditures.

Q: How does Finviva handle international client payments in USD and EUR?

Finviva integrates with Wise Business and multi-currency bank accounts, allowing you to invoice in USD/EUR while tracking everything in your base GBP ledger.

Join 500+ UK Agencies & Consultancies

Start Saving Time & Transaction Fees Today

14-day free trial. Instant setup with Barclays, Monzo, Revolut & GoCardless. Cancel anytime.