Privacy Policy
Regulatory Framework: US State Consumer Privacy Statutes (including CCPA / CPRA)
AES-256 Encryption
All financial transactions, bank feeds, and documents are encrypted at rest using AES-256 and in transit via TLS 1.3.
Zero Model Training
Customer financial records, invoices, and receipts are never utilized to train publicly accessible machine learning models.
Zero Data Monetization
We do not sell, rent, or trade your proprietary accounting ledgers to data brokers, advertisers, or third parties.
1. Scope and Application
This United States Privacy Notice supplements our general privacy disclosures and applies to consumers residing in the United States, including California residents under the California Consumer Privacy Act of 2018 as amended by the California Privacy Rights Act of 2020 ("CCPA/CPRA"), and residents of other US states with comprehensive consumer privacy statutes.
2. Categories of Information Collected
In the preceding twelve (12) months, Finviva has collected the following categories of business and personal information for commercial business operational purposes:
- Identifiers: Real name, business postal address, unique personal identifier, IP address, corporate email address, and account credentials.
- Commercial and Financial Information: Corporate records, transaction ledgers, invoice schedules, expense categorizations, and account balances synchronized through financial API connections.
- Internet or Network Activity: Platform interaction telemetry, session logs, browser specifications, and administrative diagnostic logs.
3. "Do Not Sell or Share My Personal Information" Statement
CCPA Statutory Declaration
Finviva does not "sell" personal information as that term is traditionally understood or as defined under the CCPA/CPRA. Finviva does not "share" personal information with third parties for cross-context behavioral advertising. We have not engaged in such practices during the preceding twelve (12) months.
4. Data Utilization and Business Purposes
We use personal and commercial information exclusively to:
- Provision, maintain, and support multi-entity bookkeeping and financial software operations.
- Facilitate real-time intercompany loan tracking, accounting consolidation, and receivables aging calculations.
- Detect, protect against, and investigate security incidents, fraudulent ledger activities, and unlawful platform usage.
- Comply with federal, state, and local regulatory reporting obligations.
5. Your Statutory Rights Under US State Privacy Laws
Depending on your state of residency (including California, Virginia, Colorado, Connecticut, and Utah), you may possess the following statutory rights:
- Right to Know & Access: The right to request disclosure of the specific pieces of personal information collected, the categories of sources, and the business purposes of collection.
- Right to Deletion: The right to request the deletion of personal information maintained by us, subject to legal and regulatory record-keeping exceptions.
- Right to Correct: The right to correct inaccurate personal and company information maintained in our systems.
- Right to Non-Discrimination: We will not discriminate against you (in pricing, service quality, or availability) for exercising any statutory privacy rights.
To submit a verifiable consumer request under state privacy laws, contact our privacy desk at support@finvivaapp.com.
6. Data Security and Safeguards
We enforce comprehensive technical, administrative, and physical security measures designed to safeguard personal and commercial financial records against unauthorized access, destruction, use, modification, or disclosure. All stored telemetry is secured through AES-256 encryption at rest and TLS 1.3 encryption in transit.
Privacy & Data Governance Desk
For data protection inquiries, subject access requests, or compliance documentation, reach out to our privacy office at support@finvivaapp.com.