🏛️ FCA-Regulated UK Open Banking

Real-Time UK Bank Feeds & Automated Statement Reconciliation

No more downloading CSV statements. Connect your UK business bank account in 60 seconds with TrueLayer OAuth and reconcile statement lines automatically.

TrueLayer FCA Open Banking
GoCardless BACS Direct Debit
HMRC MTD-Ready VAT
< 60s
Bank Setup

1-click OAuth login via TrueLayer directly in your bank app

Real-Time
Sync Speed

Live liquidity balance and transaction streaming

40+ UK Banks
Supported Banks

Barclays, Monzo, Revolut, HSBC, NatWest, Lloyds, Starling, Tide

Interactive Fee & Time Savings Calculator

Calculate Your Agency's Exact Savings

See how much your UK agency saves by switching from credit cards (Stripe) to GoCardless Direct Debit & AI Bookkeeping.

£20,000
£3,000/mo£50,000/mo£100,000+/mo
8 Clients
1 Client20 Clients40+ Clients
Annual Fee Savings
£3,936

£328 saved every month

Time Reclaimed
14 Hours

Saved per month on invoice chasing

Fee Comparison
Stripe (Cards):£362/mo
GoCardless BACS:£34/mo
Fee Reduction:~91% Lower
* Transparent calculation based on official published rates: GoCardless UK BACS Direct Debit (1.0% + 20p, strictly capped at £4.00 max) vs Stripe UK/Intl card processing (1.5%–2.5% + 20p).
Zero setup fees
14-day free trial
Claim Your £3,936 Savings Today

Why UK Agencies & Consultancies Choose Finviva

Autonomous financial operations built to solve the exact bottlenecks of UK service businesses.

Official FCA-Regulated TrueLayer OAuth

Secure, read-only 256-bit encrypted connection authorizing directly inside your official bank mobile app.

Instant Multi-Month Statement History

Pulls complete historical bank entries and live liquidity balances directly into your general ledger.

AI Smart Match Reconciliation

Matches incoming bank credits to open customer invoices and outgoing debits to verified vendor expenses.

Why Real-Time Open Banking Feeds Matter

Accurate, zero-effort bank reconciliation for modern UK businesses.

Bank-Grade Security

Direct Bank App Authorization

Log in with Face ID or fingerprint in your bank app. No credentials are ever stored or shared.

Bank Rules Engine

Automated Rule-Based Allocation

Create smart bank rules that automatically assign recurring transactions to specific P&L categories.

Unified Liquidity

Multi-Account Support

Connect multiple current accounts, savings pots, and credit lines under one centralized entity.

Frequently Asked Questions

Everything you need to know about setting up UK accounting, Open Banking, and Direct Debit retainers.

Q: Is my bank login information secure?

Yes. Finviva never sees or stores your bank password or PIN. All connections use TrueLayer’s FCA-regulated OAuth 2.0 gateway, redirecting you directly to your bank’s official authentication portal.

Q: What happens when new transactions occur in my bank account?

Finviva automatically streams new bank entries into your reconciliation queue where AI pre-categorizes them for 1-click ledger approval.

Join 500+ UK Agencies & Consultancies

Start Saving Time & Transaction Fees Today

14-day free trial. Instant setup with Barclays, Monzo, Revolut & GoCardless. Cancel anytime.