💳 BACS Direct Debit Integration (In Active Development)

Automated Client Retainer Invoicing with Direct Debit (Coming Soon)

Direct Debit retainer automation is currently in active developer testing. Join our early access list to automate recurring client retainers directly from bank accounts.

HMRC Form VAT 100 9-Box Calculation
Companies Act 2006 Statutory Invoicing
Multi-Entity HoldCo/SubCo Consolidation
£4.00 Capped
Max Processing Fee

Save £100+ on every £5,000 invoice compared to 2.5% card fees

< 1%
Payment Failures

Direct bank debit eliminates expired, lost, or maxed-out credit cards

100%
Collection Automation

Funds pulled automatically on the invoice due date

Interactive ROI & Time Savings Calculator

Calculate your exact operational return.

Drag the sliders below to match your company scale and see how many hours and thousands of dollars Finviva reclaims for your team every year.

2 LLCs
1 EntityMulti-Entity Included5+ Entities
180 tx / mo
50 tx250 tx (Avg Startup)800+ tx
15 invoices / mo
5 invoices25 invoices60+ invoices
Zero extra entity fees
Automated AR chaser included
Projected Annual Value & Savings:
$29,340/ year
QuickBooks + CPA:$4,776/yr
Finviva Founder Beta:$0 (Free Access)
Founder Hours Saved:300 hrs / year
Software Cost:100% Free Beta
Join Founder Beta Free

Why UK Agencies & Consultancies Choose Finviva

Autonomous financial operations built to solve the exact bottlenecks of UK service businesses.

Huge Fee Savings vs. Stripe

Credit cards take £75–£125 on a £5,000 invoice. BACS Direct Debit takes 1% capped at low maximum fees.

Zero-Touch Monthly Retainer Pulls

Clients authorize once; every month Finviva generates the invoice and pulls the exact amount on the due date.

Automated Payout Reconciliation

When client payouts land in your bank, Finviva automatically reconciles all invoices and fees.

The Smartest Way to Bill B2B Clients in the UK

Designed for agencies, consultants, and service businesses charging £500 to £20,000/month.

BACS Approved

One-Time Mandate Authorization

Send clients a secure hosted link to input their Sort Code & Account Number in 30 seconds.

Auto-Reconciliation

Automated Invoice Marking

As soon as bank settlement confirms, Finviva marks invoices as PAID with zero manual data entry.

Instant Cash Visibility

Predictable Monthly Cashflow

Know exactly when funds will clear and eliminate 30-day payment delays.

Frequently Asked Questions

Everything you need to know about UK statutory invoicing, 9-box VAT calculations, and multi-entity accounting.

Q: Why is Direct Debit better than credit cards for agency invoices?

Credit cards expire every few years, have transaction limits, and cost 1.5% to 2.5% in processing fees. Direct Debit connects directly to the client’s bank account, never expires, and fees are capped at £4.00 max.

Q: How do my clients set up a Direct Debit?

Finviva generates a secure authorization link where clients enter their UK bank sort code and account number once. That’s it.

Built for UK Limited Companies & Agency Groups

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