Tired of Xero’s Price Hikes?
Switch to Finviva Multi-Entity.
Why pay separate £35–£60/month subscriptions for every single Ltd company you operate? Finviva lets UK founders, agencies, and group structures manage up to 4 Ltd entities under one flat $30/mo plan with built-in TrueLayer Open Banking and mobile receipt scanning.
Zero credit card required • Instant 1-click Xero CSV import • No lock-in contracts
How Much Will You Save by Leaving Xero?
Calculate your exact cost savings across all your Ltd companies & business entities.
Required Add-ons & Features:
1-Click CSV / QBO Data Import • No Credit Card Required
Finviva vs Xero: Side-by-Side Breakdown
See exactly why hundreds of UK agency founders are leaving Xero’s legacy tier structure.
| Feature / Capability | Finviva (Modern OS) | Xero (Legacy) | Why It Matters |
|---|---|---|---|
| Multi-Company Architecture | ✓ Up to 4 Ltds Included Flat ($30/mo) | ✗ Separate £35–£60/mo per Ltd | Saves £1,200–£1,800/yr for multi-entity agency groups. |
| Monthly Invoicing Limits | ✓ Unlimited Invoices on All Plans | ✗ Capped at 20 Invoices (Starter tier) | Never get forced into a higher tier just because you billed 21 clients. |
| Mobile Receipt & Bill Vision | ✓ Built-In Free AI Scanner | ✗ Paid Add-on (Dext/Hubdoc ~£22/mo) | Snap receipts on mobile with auto-categorization without 3rd-party fees. |
| UK Open Banking Feeds | ✓ Direct TrueLayer FCA Feeds | ✓ Standard Feeds | Instant direct OAuth with Barclays, Monzo, Revolut, NatWest, and HSBC. |
| HMRC Notice 700/22 MTD VAT | ✓ Automated 9-Box VAT Schedules | ✓ Standard VAT Return | 1-click consolidated P&L and VAT exports ready for your chartered accountant. |
Switch in Under 60 Seconds (Zero Downtime)
You don’t have to wait for your financial year-end. Finviva makes migrating from Xero effortless.
Export Xero CSVs
Export your Chart of Accounts and Customer contact list from Xero Settings in standard CSV format.
Upload to Finviva
Drag-and-drop your files into Finviva’s 1-click importer with automatic column mapping.
Link Bank Feeds
Connect your Barclays, Monzo, or Revolut accounts via TrueLayer in 1 click.
Go Live & Save
Start issuing invoices, tracking expenses, and managing all your Ltd companies under one roof.
Frequently Asked Questions
Everything you need to know about switching from Xero to Finviva.
Why are so many UK businesses switching away from Xero after the 2026 price hike?
Xero charges a full, compounding monthly subscription fee for every single Ltd company or organization file. For digital agencies and entrepreneurs operating 2 to 4 Ltds, plus add-on fees for receipt scanning (Hubdoc/Dext) and multi-currency, Xero bills often exceed £120–£200+ every month. Finviva includes up to 4 Ltds standard on its flat $30/mo plan with built-in mobile receipt vision and TrueLayer Open Banking feeds.
Does Xero limit how many invoices I can send on entry tiers?
Yes. Xero’s entry-level plan limits users to sending only 20 invoices per month, forcing growing companies into expensive higher tiers. Finviva provides unlimited invoices, unlimited customers, and unlimited transactions standard across all plans.
How hard is it to migrate my historical data from Xero to Finviva?
It takes under 60 seconds. Simply export your Chart of Accounts, Contacts, and Invoices from Xero as CSV files and upload them into Finviva’s 1-click importer. All historical records, balances, and customer profiles populate automatically without downtime.
Is Finviva fully compliant with HMRC Making Tax Digital (MTD)?
Yes. Finviva is built for UK tax compliance under VAT Notice 700/22 with automated digital record-keeping, real-time 9-box VAT 100 schedule exports (20%, 5%, 0%, exempt), and FRS 105 micro-entity accounts generation.
Do I need a credit card to try Finviva?
No. Finviva offers a full-featured 14-day free sandbox workspace with zero credit card required at signup.
Ready to Stop Paying Duplicate Software Subscriptions?
Join forward-thinking UK founders and agencies who have switched to Finviva. Get started in under 60 seconds with our 14-day free sandbox.
No credit card required • Instant setup • Cancel anytime