🤝Accountant & Bookkeeper Partner Program: Get 25% lifetime discount & recurring commission on all client signups.
🤝Accountant & Bookkeeper Partner Program: Get 25% lifetime discount & recurring commission on all client signups.
⚡ Smart Automated Bookkeeping for Multi-Entity FoundersUp to 3 Businesses Included ➔

Smart, automated accounting for multi-business founders.

Stop paying QuickBooks double for every extra LLC. Connect live bank feeds, scan receipts in seconds with AI, and manage all your businesses from one clean, automated dashboard.

QuickBooks Online 1-Click Sync
Xero 1-Click Migration
Stripe Invoicing & Payments
PayPal Business Sync
Instant 1.2s Receipt OCR
1-Click Multi-LLC Consolidated P&L
Free CPA Portal & Role Access
QuickBooks Online 1-Click Sync
Xero 1-Click Migration
Stripe Invoicing & Payments
PayPal Business Sync
Instant 1.2s Receipt OCR
1-Click Multi-LLC Consolidated P&L
Free CPA Portal & Role Access
QuickBooks Online 1-Click Sync
Xero 1-Click Migration
Stripe Invoicing & Payments
PayPal Business Sync
Instant 1.2s Receipt OCR
1-Click Multi-LLC Consolidated P&L
Free CPA Portal & Role Access
QuickBooks Online 1-Click Sync
Xero 1-Click Migration
Stripe Invoicing & Payments
PayPal Business Sync
Instant 1.2s Receipt OCR
1-Click Multi-LLC Consolidated P&L
Free CPA Portal & Role Access
Finviva Live Ledger Automation
ai>
1. READING DETAILS

London Tech Studios Ltd (Active Workspace)

2. TAX CATEGORIZATION

£34,800.00 Monthly Volume (£ GBP)

3. BALANCED & LOGGED

Debits ≡ Credits Balanced ✓

Laser-Targeted Financial Automation

Engineered for High-Velocity Agencies, Studios & Tech Firms

Over 80% of agencies and service businesses lose 15+ hours every month chasing invoices and paying 2.5% card fees. Finviva automates your retainers, bank feeds, and bookkeeping in one place.

SEO, Paid Media & Performance Agencies

Digital & Marketing Agencies

Automate recurring monthly client retainers & eliminate 30-day payment delays.

15+ hrs/mo
Time Saved
~85% Lower
Fee Drag Reduction
1st of Month
Retainer Auto-Pull
Automated GoCardless Direct Debit & Stripe client retainer collections on the 1st of every month
Zero manual invoice chasing with automated polite AI follow-ups
Real-time bank feeds for Barclays, Monzo, Revolut, Chase & Mercury
HMRC MTD 9-Box VAT returns & US GAAP P&L reports for agency profit margins
Brand, UI/UX & Product Design

Creative & Design Studios

Frictionless milestone billing & branded invoices that match your studio aesthetic.

< 30s
Invoice Creation
0 (Auto-Pull)
Unpaid Invoices
100% Auto
Software Write-offs
Pixel-perfect branded invoices with official UK CRN / VRN & US tax disclosure
Automated 50% deposit & final milestone collection directly via GoCardless & Stripe
AI receipt vision scanning for Figma, Adobe & hardware (20% UK VAT & IRS Sec 162)
Multi-currency accounts for UK (£), US ($) & European (€) client billing
Software Engineering & Cloud Architects

Tech Consultancies & SaaS Labs

Multi-entity ledger & real-time runway tracking for modern technical consultancies.

Real-Time
Cash Runway
Auto R&D
Cloud Cost Tagging
Up to 12 Ltds/LLCs
Multi-Entity Hub
High-value ongoing development SLA retainer auto-collections without card limits
Automatic tagging of AWS, GCP, Vercel & OpenAI infrastructure costs
Complete FRS 105 & GAAP double-entry ledger ready for UK R&D & US Form 6765 credits
Sub-50ms high-throughput response times with Next.js 14 architecture
Next-Gen Autonomous Architecture

Everything Xero & QuickBooks Do, Replaced with Autonomous AI

Zero manual data entry, zero $200/mo entity fees, and zero CPA cleanup headaches. Built for modern founders running 1 to 10+ businesses.

1.2s Real-Time OCR

Instant Multimodal Receipt & Invoice Scanner

Snap a photo or forward a PDF. Our multimodal vision model parses line-items, validates tax arithmetic, and automatically logs the expense to IRS Schedule C.

AWS_Cloud_Services_Invoice.pdf
$512.40 USD

VENDOR

Amazon Web Services

CATEGORY

Sec 162 SaaS Hosting

MATH CHECK

100% Balanced ✓

DOUBLE-ENTRY

Posted to Ledger

Explore Receipt Vision Pipeline
Unlimited LLCs

Multi-Entity Unified Ledger

Switch between holding companies, e-commerce stores, and consulting agencies with 1 click. Zero duplicate subscription fees.

Acme Design Agency LLC
$48,200/mo
SaaS Studio Labs Inc
$19,400/mo
Finviva E-Commerce LLC
$34,100/mo
Manage Multiple Workspaces

Stripe & PayPal Direct Sync

Pulls client invoice payments, refunds, and payouts automatically. Auto-matches gross receipts with merchant processing fees in your ledger.

Client Retainer Received:+$4,500.00
Stripe 2.9% Fee Logged:-$130.80
Net Payout Recorded:+$4,369.20 ✓
Explore Payment Feeds

Autonomous Overdue Invoice Chaser

Never chase clients manually again. Our AI automatically sends courteous reminders with 1-click Stripe/PayPal payment links to collect cash 14 days faster.

14 Days Overdue Detected

"Hi Acme Team, invoice #1089 is ready for quick payment here..."

Automate Accounts Receivable

HMRC MTD & IRS Dual Tax Pack

1-click statutory compliance for UK Ltd companies and US LLCs. Automated HMRC 9-Box VAT 100 returns, Companies House FRS 105, and IRS Schedule C write-offs.

🇬🇧 HMRC MTD 9-Box VAT:COMPLIANT ✓
🇬🇧 Companies House:FRS 105 / CRN Tagged
🇺🇸 US Federal Taxes:IRS Schedule C & 1120-S
Explore UK & US Tax Packs
Multimodal Vision OCR Engine

Drop any receipt. Extracted in 1.2 seconds.

Forget manual data entry. Multimodal AI scans line-items, validates arithmetic integrity, and auto-routes expenses by entity jurisdiction: 20% Standard UK VAT (HMRC MTD Box 4) or IRS Section 162 deductions with complete double-entry journal proofs.

Select Sample Receipt to Scan:
Zero Hallucination Guardrail

If Subtotal + Tax does not equal the Total to the exact penny, Finviva flags the transaction for a 1-click human confirmation.

AI OCR Vision Extraction: 🇬🇧 British Telecom (EE Business Ltd)
Confidence: 100.0%
Subtotal

£200.00

Sales Tax

£40.00 (20% Standard UK VAT)

Total Charged

£240.00

Payment Card

Barclays Business Debit ****3312

Extracted Line-Items Breakdown:
Business Gigabit Fiber Broadband£150.00
Static IP & Cyber Shield SLA£50.00
20% Standard UK VAT (GB92841029)£40.00
DEBIT → Telecom & Fiber Broadband (FRS 105) | CREDIT → Barclays Business Debit ****3312
🇬🇧 HMRC MTD Box 4 (Input VAT Reclaimed)
Multi-LLC Unified Architecture

Run 3 companies under 1 subscription. Switch in 0.1 seconds.

QuickBooks charges $60–$140/mo per extra entity and forces you to log in and out. Finviva includes up to 3 LLC profiles in your standard plan with strict tenant isolation.

Active Entity WorkspaceBarclays Business Open Banking (GBP £)

🇬🇧 Apex Digital Agency Ltd — Real-Time Financial Ledger

Strict Multi-Tenant Isolation Enforced ✓
Verified Cash on Hand

£84,200

Unpaid Accounts Receivable

£6,800

Monthly Revenue Run Rate

£28,450

Live Sophtron Bank Stream for 🇬🇧 Apex Digital Agency Ltd:
Client Retainer (GoCardless Direct Debit)Agency Retainers (20% VAT)
+£4,500.00
AWS UK Cloud InfrastructureHosting & MTD Box 4 VAT
-£380.00
Figma Design Team SeatsDesign Software
-£120.00
FOR UK CHARTERED ACCOUNTANTS (ACCA/ICAEW) & US CPAS

Manage 20+ UK Ltd & US LLC Books from One Master Portal.

Xero and QuickBooks prices keep surging. Migrate your UK & US clients to Finviva: 10x faster monthly closes, HMRC MTD 9-box VAT returns, FRS 105 accounts, 1-click Xero/QBO migration, and 25% recurring rev-share on every client.

Master Client Workspace Switcher
25% Lifetime Recurring Rev-Share
1-Click Xero & QBO Data Migration
🇬🇧 HMRC MTD 9-Box + 🇺🇸 IRS GAAP Reports
Explore Accountant & CPA Partner Hub30-Day Free Firm Trial · No Credit Card Required
Partner Master View
25% REV-SHARE ACTIVE

🇬🇧 Acme Digital Agency Ltd

✓ HMRC MTD 9-Box VAT Ready

Open Books ➔

🇬🇧 Horizon Tech Studios Ltd

Companies House FRS 105 Drafted

Open Books ➔

🇺🇸 Apex Holdings LLC

Schedule C & 1120-S Ready

Open Books ➔
Interactive ROI & Time Savings Calculator

Calculate your exact operational return.

Drag the sliders below to match your company scale and see how many hours and thousands of dollars Finviva reclaims for your team every year.

2 LLCs
1 Entity3 Included in Plan5+ Entities
180 tx / mo
50 tx250 tx (Avg Startup)800+ tx
15 invoices / mo
5 invoices25 invoices60+ invoices
Zero extra entity fees
Automated AR chaser included
Projected Annual Value & Savings:
$29,340/ year
QuickBooks + CPA:$4,776/yr
Finviva Flat Subscription:$348/yr
Founder Hours Saved:300 hrs / year
Software Cost Cut:85% Reduction
Reclaim Your Accounting Budget
Workflow Showdown: QuickBooks vs. Finviva

See the exact difference in execution speed.

QuickBooks was built in 2002 for data entry clerks. Finviva was built in 2026 for autonomous founders.

THE QUICKBOOKS WAY25 mins per client

Legacy QuickBooks Flow (18 Clicks & 25 mins)

Navigate through 4 levels of nested dropdown menus
Manually cross-check unpaid list against bank accounts
Download invoice PDF, open Gmail, craft reminder email
Wait days with zero automated follow-up tracking
Outcome:Clerical Drag
THE FINVIVA AUTONOMOUS WAY1.2 seconds

Autonomous Finviva Flow (0 Clicks & 1.2s)

Autonomous webhook detects 14-day past due status
AI contextually analyzes payment history & crafts polite email
Direct 1-click Stripe checkout link generated automatically
Marks ledger Paid & balances A/R immediately upon payment
Outcome:100% Autonomous
Continuous Memory & Pattern Discovery

An AI agent that actually learns your business.

Unlike basic chat wrappers that reset every time you close the tab, Finviva maintains a persistent learning brain. Every time you approve a receipt or correct a category, the system learns your workflow rules permanently.

1. Vendor Pattern Discovery

Approve an unusual vendor once (e.g. “Cursor IDE” as Software R&D). Finviva records the pattern into your isolated memory table with 99% confidence matching for all future transactions.

Vendor: Cursor AILearned Rule

→ Auto-categorize: Software & Tech Stack

2. User Correction Feedback

If the AI ever misclassifies an expense, simply edit it once. The feedback loop records the correction so the exact same mistake is never made twice.

Correction RecordedFeedback Loop

→ Prioritize User Rule over generic LLM guess

3. Tenant-Isolated Brain

Your financial patterns, rules, and chart of accounts are locked strictly inside your PostgreSQL schema with Row-Level Security. Zero data leaks across entities.

Tenant IsolationRLS Active

→ 100% Private Business Knowledge

Bank-Grade Security & CPA Compliance

Enterprise trust built into every ledger write.

Your financial data is your most sensitive asset. Finviva is engineered from the ground up with strict tenant isolation, immutable double-entry journal proofs, and zero-compromise encryption.

Bank-Grade 256-Bit AES Encryption

All sensitive banking credentials, invoice data, and tax records are encrypted at rest and in transit using TLS 1.3 and AES-256.

Read-Only Bank Feeds (Sophtron)

Finviva connects strictly via read-only financial API scopes. We can never initiate unauthorized money transfers or bank withdrawals.

Hard Double-Entry Math Invariant

Every journal entry must satisfy Debits ≡ Credits before writing to the database. Zero out-of-balance ledgers, guaranteed.

Zero Private LLM Training

Your books and company financials are strictly yours. We never use your ledger transactions to train public foundation models.

Audited Architecture

Why High-Growth Founders Trust Finviva

Engineered from first principles for precision, speed, and absolute reliability.

Zero Math Variance (Debit == Credit)

Every transaction strictly satisfies double-entry ledger equality to the exact cent. Balance Sheet & P&L statements balance with $0.00 error margin.

Benchmarked Under Mass Volume

Tested against 640,000+ journal lines and 150,000+ transaction datasets with sub-60ms SQL report execution speeds.

HMRC MTD & GAAP Certified

Autonomous AI Copilots auto-categorize receipts and verify UK HMRC MTD 9-Box VAT returns & US IRS tax rules with a permanent immutable audit trail.

Strict Multi-Tenant Isolation

Each workspace is isolated in PostgreSQL by owner email. Unauthenticated or cross-account calls receive zero data access.

256-Bit AES & FCA Open Banking

Bank-grade encryption protects your ledger in transit and at rest, utilizing FCA-regulated TrueLayer rails (UK) and Intuit OAuth 2.0 (US).

100% Data Ownership & Portability

Export complete general ledgers, trial balances, invoices, and expense transactions in CSV format anytime without lock-in.